Some plans include preventative care services.
Yes, but don’t wait until your pet has a medical condition to look into purchasing it. Pet medical insurance companies often exclude pre-existing conditions so the best time to purchase insurance for your pet is when he/she is young.
Most plans have a waiting period before coverage takes effect. Some plans include preventative care services such as vaccinations and annual exams, while others charge an additional fee.
Monthly premiums often range between $15.00-$85.00+ a month depending on the coverage, deductible, and copay. Keep in mind that the owner generally has to pay for all charges at the veterinarian’s office up front and then the insurance company reimburses them.
Go to www.consumersadvocate.org/pet-insurance/best-pet-insurance.com for a listing of the top 10 pet health insurance companies and links to each site.
